Payroll & Bookkeeping Services in Colchester - FAQ & Useful Resources

If you’re paying yourself or an employee more than the Lower Earnings Limit (LEL), you are required to register for PAYE with HMRC. 

• LEL for 2025/26: 
• Weekly: £123 
• Monthly: £533 
• Annually: £6,396 

This applies to directors too. We can manage PAYE setup and reporting for you.

See our Payroll Management Service

Yes, but we strongly recommend using a payroll provider to ensure: 

• Compliance with changing HMRC legislation 
• Accurate deductions (e.g. tax, NICs, pensions) 
• Timely Real Time Information (RTI) submissions 

Avoid penalties by letting us handle this for you.

Yes. Under RTI regulations, you must report to HMRC on or before every payment to yourself or your staff. We do this automatically as part of our service.

Ask yourself: 

• Are you a new employer unsure where to begin? 
• Do you understand workplace pension duties? 
• Do you have the time or tools to manage PAYE accurately? 
• Are you confident about NIC, NMW and auto enrolment compliance? 

If you answered no to any of these, our fully managed payroll services can support you from setup to submission.

Signs it may be time to switch: 

• Your current provider is slow or inflexible 
• You’ve had missed deadlines or HMRC fines 
• You’re not getting updates or reminders 
• You’re still dealing with paper or manual admin 

At Gross Pay Ltd, we offer: 

• Secure online document portals (GDPR compliant) 
• Timely submissions – on time, every time 
• Paperless payroll and instant employee access 
• Transparent pricing – no hidden charges 

Learn more about our payroll packages

As of April 2025: 

• Age 21+: £12.21/hour 
• Age 18–20: £10.00/hour 
• Under 18: £7.55/hour 
• Apprentices: £7.55/hour 

We automatically check wage levels for compliance every payroll cycle.

If you’re a contractor or subcontractor in the construction industry, you may need to register under the Construction Industry Scheme (CIS). 

We can help with: 

• CIS registration 
• Monthly CIS statements 
• Subcontractor deductions 
• Personal tax return guidance 

Explore our CIS Services

Auto enrolment is a legal requirement for most employers. We handle: 

• Monthly pension assessments 
• Employee enrolment status updates 
• Liaison with pension providers 
• Compliance with The Pensions Regulator 

See our Pension Management Service